Ottawa County Property Taxes

Ottawa County, Michigan

Effective Tax Rate

0.00%

46.4% above state avg

Median Annual Tax

$0

$257/mo escrow

#29 of 83 counties in Michigan

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.06%

vs. Michigan Avg46.4% above
vs. National Avg14.4% above

At a Glance

Median Home Value

$291,200

State avg $182,224

Tax w/ Mortgage/yr

$3,196

$266/mo escrow

Tax w/o Mortgage/yr

$2,921

$243/mo

State Tax Rate Rank

#29

of 83 counties (1 = lowest)

Data Story

About Property Taxes in Ottawa County, Michigan

Ottawa slightly above national property tax norm

Ottawa County's effective tax rate of 1.057% sits just below the national median of 1.1%, making it fairly typical across America. However, its median tax bill of $3,078 exceeds the national median of $2,690, reflecting Ottawa's higher median home values of $291,200.

Below-average Michigan tax rate, above-average homes

Ottawa's 1.057% effective rate beats Michigan's state average of 1.166%, but its median tax bill of $3,078 substantially exceeds the state median of $2,102. This reflects Ottawa's notably higher median home values compared to the rest of Michigan.

Higher home values drive higher taxes regionally

Ottawa's 1.057% rate is moderate among northern Michigan counties, but its median home value of $291,200 is significantly higher than nearby Osceola ($139,600) or Presque Isle ($135,200). This explains why Ottawa's median tax bill exceeds all regional neighbors.

A $291,200 home costs about $3,078 yearly

Ottawa County's median home value of $291,200 at a 1.057% rate yields a median annual tax of $3,078. Homeowners with mortgages typically face assessments closer to $3,196.

High-value properties warrant thorough assessments

With Ottawa's higher median property values, ensuring your assessed valuation aligns with current market conditions is especially important. Filing a property tax appeal can yield significant savings on high-value homes.

How Ottawa County Compares

Median Annual Property Tax

Ottawa County$3,078
Michigan State Average$2,102
National Average$1,924

Ottawa County

1.06%

Effective rate

Michigan Avg

1.15%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Ottawa County, Michigan?
The effective property tax rate in Ottawa County, Michigan is 1.06%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Ottawa County?
The median annual property tax payment in Ottawa County is $3,078. Homeowners with a mortgage pay a median of $3,196, while those without a mortgage pay $2,921.
How does Ottawa County compare to the Michigan average?
Ottawa County's effective tax rate of 1.06% is lower than the Michigan state average of 1.15%. The median annual property tax in Ottawa County is $3,078, compared to the state average of $2,102.
What is the median home value in Ottawa County, Michigan?
The median home value in Ottawa County, Michigan is $291,200, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Ottawa County a low property tax area in Michigan?
Yes — Ottawa County's effective property tax rate of 1.06% is below the Michigan average of 1.15%. The median annual property tax of $3,078 is also comparable to the state average of $2,102, making it a relatively affordable area for property taxes.
How does Ottawa County rank for property taxes in Michigan?
Ottawa County ranks #29 out of 83 counties in Michigan by effective property tax rate (1 = lowest). With a rate of 1.06% and median annual tax of $3,078, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Michigan

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.